Now to the one who works, wages are not credited as a gift but as an obligation. However, to the one who does not work but trusts God who justifies the ungodly, their faith is credited as righteousness. David says the same thing when he speaks of the blessedness of the one to whom God credits righteousness apart from works: "Blessed are those whose transgressions are forgiven, whose sins are covered. Blessed is the one whose sin the LORD will never count against them."
Now to the one who works, wages are not credited as a gift but as an obligation
Romans 11:5-6 So too, at the present time there is a remnant chosen by grace. And if by grace, then it cannot be based on works; if it were, grace would no longer be grace.
but trusts God who justifies the ungodly, their faith is credited as righteousness
Romans 4:3 What does Scripture say? "Abraham believed God, and it was credited to him as righteousness." (Genesis 15:6)
Romans 4:9 Is this blessedness only for the circumcised, or also for the uncircumcised? We have been saying that Abraham's faith was credited to him as righteousness.
Romans 4:20-22 Yet he did not waver through unbelief regarding the promise of God, but was strengthened in his faith and gave glory to God, being fully persuaded that God had power to do what he had promised. This is why "it was credited to him as righteousness."
Romans 9:30-32 What then shall we say? That the Gentiles, who did not pursue righteousness, have obtained it, a righteousness that is by faith; but the people of Israel, who pursued the law as the way of righteousness, have not attained their goal. Why not? Because they pursued it not by faith but as if it were by works. They stumbled over the stumbling stone. (Isaiah 8:14; 28:16)
(parentheses are mine)
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